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Cardholder Center

Access your account 24 hours a day, seven days a week using Merrick Bank's new and improved Cardholder Center.

    
Consumer Awareness

We believe it is important for consumers to stay up to date on important financial-related issues.

Financial Education

Build knowledge, security and confidence using the "Money Smart" Financial Education Center.

 

Financial Education

 To Your Credit

If you've ever applied for a credit card, a personal loan or insurance, there is a credit file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued or filed for bankruptcy, among other things.

Before you can start to take charge of your credit, it is important to understand the basics about credit. This site will help answer common questions consumers have about credit and the important role it plays in our lives.

The key items you will get from this web site are:

  What a credit report is and how it is used
  How to order a credit report
  How to read a credit report
  How to start repairing credit
  How to recognize credit repair scams
  What resources are available to you

   

 
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